We charge up to $35.00 each time we pay an overdraft. There is no limit to the number of overdraft fees assessed per day.
Fees may be imposed for covering overdrafts created by check, in-person withdrawal, ATM transaction, debit card purchase or other electronic means. If you have opted out of The Middlefield Banking Company Overdraft Privilege no fees will be imposed on ATM and everyday debit card transactions.
Your deposit account agreement with us requires overdrafts to be repaid immediately.
Whether we will pay your overdrafts is discretionary and we reserve the right not to pay them. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.